Our Rates & Fees Schedule

LOAN RANGE: $2,001 - $20,000
LOAN TERM: 1-12 MONTHS

 

Easy Loan

Superior Loan

Loan Amount

$2,001 – $5,000

$5,000 – $20,000

Loan Type

Unsecured

Unsecured

Loan Period

1 – 12 months

1 – 12 months

Loan Rate

48% p.a.

48% p.a.

Repayment Frequency

Weekly, Fortnightly or Monthly

Weekly, Fortnightly or Monthly

Establishment Fee

$400

Nil

Other Fees That May Apply During the Term of the Loan

Direct Debit Default Fee: $35.00

Cheque Dishonour Fee: $35.00

Direct Debit Rearrangement Fee: $20.00

Rescheduling Fee: $20.00

Letter Fee: $10.00

Termination Fee: $50.00

Direct Debit Default Fee: $35.00

Cheque Dishonour Fee: $35.00

Direct Debit Rearrangement Fee: $20.00

Rescheduling Fee: $20.00

Letter Fee: $10.00

Termination Fee: $50.00

Australia Credit License No. 520553

Warning About Borrowing

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments
  • We encourage you to seek legal and/or other professional advice before signing your credit contract
  • Be sure to make an informed decision about borrowing

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

 

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